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Two more lenders reveal their New Year BTL offerings

Landbay and Accord Mortgages have revealed new products and rate cuts to help landlords looking for buy to let mortgage deals.
First up is Landbay with news that it is re-releasing a Special Edition five-year fixed rate buy-to-let mortgage range offeri…

Paragon unveils 5-year fixes and re-prices SVR

Paragon Bank has announced the launch of four 5-year fixed rate buy-to-let mortgages, featuring reduced rates and fees, alongside the re-pricing of its Standard Variable Rate (SVR).
The specialist lender is replacing four of its 5-year fixed rate mortg…

Paragon unveils 5-year fixes and re-prices SVR

Paragon Bank has announced the launch of four 5-year fixed rate buy-to-let mortgages, featuring reduced rates and fees, alongside the re-pricing of its Standard Variable Rate (SVR).
The specialist lender is replacing four of its 5-year fixed rate mortg…

House prices to fall by 5% in 2023 – Nationwide

Strengthening economic headwinds will hit market momentum and house sales to push property prices down by 5% in 2023, Nationwide warns.
The UK’s largest building society says that a ‘relatively soft landing’ is still possible for pric…

Why now is the time to buy?

So this isn’t going to be a subject everyone wants to hear! With the doom and gloom of property world war 3, are we landing our troops, or coming out of the ashes??
In other words, is now the time to buy or are we all going to see our portfolios drop i…

How much landlords will pay under new CGT rules revealed

Changes to capital gains tax (CGT) announced in the recent Autumn Statement will see the average landlord pay up to £1,764 more if they exit the BTL sector in the 2023-24 tax year, research reveals.
That’s according to the London lettings and est…

UK house prices set to fall for the next two years

House prices in the UK are predicted to fall for the next two years before they will increase again, the government’s official forecaster says.
According to the Office for Budget Responsibility (OBR), it says that between now and autumn 2024

UK house prices set to fall for the next two years

House prices in the UK are predicted to fall for the next two years before they will increase again, the government’s official forecaster says.
According to the Office for Budget Responsibility (OBR), it says that between now and autumn 2024

Rental market picks up steam while house sales stall

Demand across the lettings market is high and continues to push rents up, the latest surveyors’ report reveals.
RICS says that tenant demand continues to rise at a ‘solid pace’, with a net balance of +46% of survey participants noting…

What are YOU going to do when mortgage interest rates have reduced your rental profits to zero?

There seems to be little doubt that interest rates will only be heading upward in the next few years. If you disagree with this please share your thoughts with me.
So, I’ve been running some numbers and scared myself half to death.

How we sold half our rental properties without paying CGT

18 months ago my family and I relocated to our dream home in the Algarve, Southern Portugal. This had nothing to do with tax, it was always our plan because we are passionate golfers.
We first engaged Property118 to calculate our new base cost for Capi…

Some Private Landlords Will Pay More Income Tax Than They Make In Profit

Is it any wonder that so many landlords are selling some of their properties to pay down debt at the same time as restructuring the ownership of their rental property businesses?
At the foot of this article, I have shared a fantastic video interview wh…

If landlords think Section 24 is bad wait until you read this!

As I write this article the Bank of England Governor is under immense pressure to take emergency measures to protect against the collapse of the pound by increasing the Bank of England base rate by a further 1.75% to 4%.

Are NEW Landlords Building On Solid Foundations?

New landlords continue to enter the UK property market every day, despite reports of many established Landlords exiting.
Are these new Landlords naïve or do they know something we don’t? I think the answer is somewhere in between.

19% inflation and 6% Bank Base Rate

Only this week, Citibank predicted that UK inflation would exceed 18% by January next year and that the Bank of England would feel compelled to increase the base rate to 6%.
How many of us are prepared for this?

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