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Charging e-scooters in the house?

Hello, I have two tenants, who pay on time and look after the house well and I would like to keep them on as tenants. However, I am a bit worried as one has an e-scooter which he rides to work and charges the scooter in the house.

Buildings insurance on main residence affected by claims on BTL?

Hi – I have seven properties which I run as BTL and one holiday let. They are all in my name and I have buildings insurance specific to BTL and FHL for all of them in my name.
On my main residence

Gove is ‘outraged’ over buildings insurance scandal

The housing secretary, Michael Gove, says he is ‘outraged’ over a Financial Conduct Authority (FCA) investigation into broker commissions on multiple-occupancy buildings insurance which found that leaseholders are paying rocketing premiums – fuelled, i…

Landlords will be able to sue over rip-off building insurance policies

The Financial Conduct Authority (FCA) has revealed that it is going to reform the multi-occupancy leasehold insurance market which will see landlords and leaseholders getting the right to sue insurance firms.
The move will, the FCA says, help leasehold…

Life insurance, what types are they and what do they do?

You may be surprised to know that life insurance isn’t always about death. There are several different types of insurance, they all do different things and are made to cover certain aspects of finance.
If it’s not for leaving millions of pounds behind

Time for your re-instatement building quote? Read this first!

Hello, If it’s time for your re-instatement quote for your block building insurance please learn from our mistake. We have just had our insurance re-instatement done which involved a site visit by the insurance broker.
Our block of 7 flats and 1 commer…

Estate agent lost tenancy agreement?

Hello all, I am using an estate agent to let my property. Whilst going through an insurance claim for a leak, the insurer has requested the Tenancy Agreements of those living in the property.
Upon requesting the Tenancy Agreements

Non-resident landlords being refused legal expenses on insurance?

Hello, My landlord’s insurance is up for renewal, and while there’s no problem insuring the properties themselves, this year – for the first time ever – our broker is saying no one will include cover for legal expenses because I…

Implications of a bankrupt freeholder?

Hello, does any one know the implications for myself and 4 fellow leaseholders of the freeholder of our lease being declared bankrupt and his affairs now being under administration by insolvency agents?
Our buildings insurance is up for renewal in April.

Legal clarity on flat to flat water leaks?

Hello, There was a leak from one flat down to several other flats caused by a damaged waste pipe from the sink. The flats are 20 years old.
Once discovered, the damaged pipe was repaired straight away. There has been no malicious or negligence by the l…

Landlord insurance for flats?

Hi, I own a few flats that are in blocks, they are all unfurnished (so I have no contents) and the buildings insurance is provided for the block via the managing agents/service charge.
There doesn’t appear to be any products out there that will p…

Malicious damage – not insured?

Hello, I recently had a tenant who stopped paying rent and we did eventually manage to get her to leave on her own accord. She did however decide to smash the house (and contents) up prior to her and her young children’s departure and in the process ca…

What happens to my landlord insurance?

Hello all, I have a question regarding the setting up of a limited company and transferring the only rental I have into it.
What happens to the current landlord insurance I have got in place?
I am the sole director of the company.

Avoid the Minefield – Free Landlord Insurance Consultancy

Property 118 is offering readers a free landlord insurance consultancy through The Home Insurer to make sure you are not paying too much and have the proper cover in place. Let property insurance is a minefield that can catch out landlords if you are n…

Daily Telegraph wants to talk to landlords about rent guarantee insurance

If you are a landlord who has had issues with rent guarantee insurance, then Alexa Phillips would like to speak with you.
She would like to know:

The name of the insurer
The nature of the problem
When it happened.

The post Daily Telegraph wants to ta…

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