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New property purchase – is it a HMO?

Hi, I’m new here. Please be gentle. I am a BTL investor of 25 years, so not a complete newbie, but have only ever invested in single occupancy ASTs.
My eldest child is off to University this month and I am considering purchasing a property as an …

One Property two related families – HMO?

Hi everyone, I need some advice, please. I am in search of new tenants for a 3-bed house and have been approached by a tenant who says they are looking for a property for two related families. They have two brothers

How many lodgers are allowed before HMO registration becomes necessary?

Hello, my London Borough is keen on licensing all HMOs.
I live in a four-bedroom (now four-bathroom) house on my own; there are two living rooms and a year-round conservatory but only one shared kitchen.
The local authority has said in the past that I …

Where the best yielding HMO properties are

Houses in Multiple Occupation (HMOs) in Wales have emerged as the highest yielding properties in Britain, a survey reveals.
According to Paragon Bank, Welsh HMOs produce an average yield of 9.01%, generated from an average £29,100 rental income and an …

Should we be offering our tenants a rent reduction?

Hello, we have a student let. After some leaks last winter we have decided to replace the roof and install room-in-roof insulation. We were unable to do the work in a void period as we’d signed up the tenants before the leaks started.

What is the best way to get my properties to an EPC rating of C?

Hi, I bought two houses in the 1990s and these have a D rating. One is a five-bed and the other is a six-bed house both of which are HMOs. I have made improvements as requested by the council to obtain and renew the HMO licences.

Covenants and insurance for a HMO?

Hi, I am in the process of purchasing a freehold house, which has covenants attached to the land. One of the covenants doesn’t allow for a HMO.
The beneficiary (limited) company cannot be found at Companies House.
Can someone tell me:
Can the cov…

Planning refused HMO permission – he did it anyway!

Hello, I’d be really grateful for suggestions on what I could try next – Neighbouring property applied to planning for a change of use from residential to HMO (we’re an Article 4 area) and the council quite rightly, refused two times.

HMO clarity within a ‘residential ‘lease’?

Hello,  I manage staff accommodation for our company and recently the company split and the original directors of the company went off and started a new company.
These directors own houses in which we have staff living in them.

HMO dilemma?

Hello all, We have a 7 bed flat which will eventually be split in 2 small units. However, we have been approached by an individual who is keen to take the property on as an HMO.
They have a few currently and will become the licence holder.

Government consultation re Council Tax of HMOs?

Hello, There is an open consultation until the end of March about HMOs and Council Tax. In some areas individual rooms are subject to Council Tax and that can mean that the tenant has to find an extra £90 or more a month.

HMO licence questions under caution?

I’ve been very foolish. During a time of family stress, I allowed a couple, at viewing, who then became a couple and a friend when we started the paperwork, to rent a lovely 2-bed flat.
I am 6 months into the 12-month tenancy.

Revealed: Why councils REALLY carry out licensing inspections

Landlords are being warned that councils are using the inspection process to implement fines rather than help landlords improve their property.
The warning comes from Phil Turtle, the compliance director with Landlord Licensing & Defence who has a …

Only 3 for an HMO beware the sting in the tail?

Hello, As of 9th December 2021 the Lambeth BC decided to reduce the number of unrelated people using shared facilities from 5 to 3 to class it as an HMO.
At that time we had 3 gents living in the flat under AST which commenced in September 2019 and bec…

Rip-off council tax bills for HMO tenants set to end

A bid by the Valuation Office Agency (VOA) to re-band individual HMO rooms for council tax purposes looks set to end after an amendment to a Bill by Conservative MP, Caroline Dinenage.
She was compelled to act over growing instances of councils handing…

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