I would like to personally invite all Property118 readers to our Seminar in association with Shawbrook Bank to understand more about commercial finance and in particular focusing on Bridging and Development finance for property investors.
This event ru…
Did you know that commercial lenders have three main categories of manager called Hunters, Farmers and Retailers?
This is very relevant if your business is dependent upon knowing which commercial lenders are hungry for business. Before I explain
The po…
Long gone are the days when you could approach your bank manager and they would use their discretion regarding granting a loan.
Bank lending to small and medium-sized businesses has shrunk substantially since the financial crises. New regulations make …
Together Money have informed our partner brokers that they will consider commercial mortgage terms for investors that intend to rent their properties using Airbnb.
This is separate to their Buy to Let range where they require a standard AST as they con…
The UK housing shortage will not be successfully addressed if we rely entirely on the major house builders. This is the view that was expressed by the government housing White Paper at the beginning of the year, which recognised both the importance of creating a diverse construction sector and the significant contribution that can be made by the development of smaller sites.
The post Mezzanine Finance – a solution for building homes outside the big corporates appeared first on Property118.
Student accommodation is attracting billions of pounds of investment each year, with the purpose-built student accommodation (PBSA) sector, in particular, growing in popularity.
Student expectations for accommodation have evolved in recent years. Today’s student population is increasingly international
The post Focus on purpose-built student accommodation appeared first on Property118.
The cost of bridging loans have been reducing over the last 5 years. Rates now start from 0.49% pm and therefore they are no longer seen as a lender of last resort.
Also their use has changed from just the traditional chain breaking bridging loan.
The post Bridging Rates at All Time Low appeared first on Property118.
In this case study, learn how long term Shawbrook Bank customer HMO Property Investments Ltd used finance to transform a derelict pub into a thriving new mixed use property in Lincoln, with Shawbrook Broker and Property118 Partner Brooklands Commercial Finance acting as intermediary.
The post Derelict pub converted into a flat, modern HMO and commercial unit appeared first on Property118.
How will lenders, brokers and investors alike be affected now and in the future by ongoing tax changes with Section 24 mortgage interest relief restrictions now being phased in and the PRA’s final wave of BTL underwriting standards, coming into effect on 30th September 2017?
The post PRA and Section 24 changes and what they mean for property investors appeared first on Property118.
The Financial Conduct Authority (FCA) defines a high net worth individual as someone with an annual net income of no less than £300,000 or with net assets of no less than £3,000,000. These net assets can include residential property and
The post High Net Worth loans for people with capital tied up in assets appeared first on Property118.
The Financial Conduct Authority (FCA) defines a high net worth individual as someone with an annual net income of no less than £300,000 or with net assets of no less than £3,000,000. These net assets can include residential property and
The post High Net Worth loans for people with capital tied up in assets appeared first on Property118.
The Financial Conduct Authority (FCA) have estimated that 600,000 home owners will have their interest only mortgages come to the end of their term requiring repayment before 2020 and that nearly half will have a shortfall and approximately one third will have to find £50,000 or more to repay this shortfall.
The post Shawbrook launch 55 plus interest only mortgage appeared first on Property118.
If you are looking to raise capital to invest in a business, you could use the equity in your home using a second charge loan. The Mortgage Conduct of Business rules (which were established in 2004 by the UK financial services regulator) ordinarily limit a lender’s ability to permit release of equity from a home…. Read more
The post Releasing capital for business investment appeared first on Property118.com.
2017 may be proving to be a tough year for Buy to Let landlords, who face increased taxation by the HMRC and a more stringent lending environment as a result of PRA changes, but there are alternative areas of property investment that may actually bene…
The increasing tax burden on Buy to Let is encouraging many landlords to investigate alternative ways of investing in property and an increasingly popular option, particularly with the rise of Airbnb, is to purchase property as a holiday let. Running a holiday let is treated by HM Revenue & Customs (HMRC) in the same way… Read more
The post Holiday Lets avoid Section 24 mortgage interest relief reductions appeared first on Property118.com.
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