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Help please! I need to move into my BTL property

Hello, I have a BTL property which I have had for two years now. But my circumstances have changed and I now need to move into the property.
Can anyone advise me as to whether I am entitled to do so (obviously providing notification to the lender) Do a…

New 85% LTV bridging loan product

A Loan to Value of 85% is now possible with Lendinvest, including fees and 12-month roll-up interest of 1.09% per month.
Below is a recent case study for this product that also incurred a 2% lender fee and a valuation fee of £850.

Landlords expand and diversify their BTL portfolios amid market confidence

More than half of buy to let landlords have increased their property holdings in the past year, a new study by The Mortgage Lender (TML) has found.
The research, which surveyed more than 1,000 residential BTL landlords, showed that 52% of them acquired…

Wales tops BTL lender’s rental yield chart

The latest rental barometer from Fleet Mortgages reveals that Wales has overtaken the North East as the region with the highest rental yield in England and Wales.
The report, which covers the fourth quarter of 2023, compares the rental yield changes in…

Buy a vacant BTL and have up to 6 months to refurbish it using final rental figure for affordability

A brand new product was launched on the 17th of January for landlords who want to carry out light refurbishments. Light refurb means new bathrooms, kitchens, and non-structural redecorations.
These new products from Suffolk Building Society use the est…

Landlords eye expansion as BTL market stays strong

More than a quarter of landlords are looking to expand their property portfolios in 2024 because the UK’s buy to let (BTL) market is resilient, a study reveals.
The survey by Butterfield Mortgages questioned 2,000 UK adults about their BTL plans …

Landbay cuts BTL mortgage rates twice this week

Landbay has reduced its rates for various buy to let mortgages twice in one week, offering more competitive deals for landlords.
The specialist lender has lowered its rates for the standard two-year range by up to 0.35%

Buy to Let Mortgages – Best of Both Worlds

The Good News is that after the turmoil of 2023, 2024 has brought a much-needed reduction in mortgage rates, from most lenders.
Starting with Kensington and Halifax, on the first working day of the year and followed by a multiple of others

5 year fixed rate Paragon mortgages from 5.25% with ZERO arrangement fee

Paragon Bank has cut rates on five-year fixed-rate buy-to-let mortgages by up to 0.7%, reduced its reference rate and also made changes to minimum and maximum loan term criteria.
The new rates WITH NO ARRANGEMENT FEE include:
Green 5.25% Nil
All EPC&#8…

Landlords optimistic about PRS performance in 2024

Three-quarters (74%) of residential buy to let landlords say they are confident about the performance of the private rented sector (PRS) over the next 12 months, a survey reveals.
The findings from The Mortgage Lender (TML) also found that 27% of landl…

Housing Minister musical chairs: New report unveils who leads the charge in house building

A revolving door of housing ministers has seen 16 housing ministers since 2010 and a new survey reveals which comes out on top.  
A new report by Searchland reveals which housing minister has been the most successful when it comes to the number of new …

Northern cities lead the way for buy to let investors

Buy to let investors can find the best returns in northern and Scottish cities, according to a new report from Zoopla.
The platform also says that rents will rise between 5% and 8% next year.
The report analysed the average gross rental yield

Landlords sell rental properties in record numbers

One firm of chartered surveyors and auctioneers has revealed it has seen a 300% increase in instructions to sell residential buy to let properties in the past five months.
Manchester-based Landwood Group attributes the trend to the challenging conditi…

Landbay reduces its five-year fixed BTL mortgage rates

Landlords looking for a five-year fixed rate mortgage can benefit from lower rates offered by Landbay.
The specialist buy to let lender has reduced the rates on its standard five-year fixed product range by up to six basis points (0.06%)

BTL mortgage arrears double in a year as landlords face higher costs

Landlords are feeling the squeeze from rising mortgage rates and energy bills, as new research shows that buy to let arrears cases have doubled in a year.
According to Octane Capital, a specialist property lending firm, there were 11,540 BTL mortgages …

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