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In the 2020 budget, the chancellor announced a new scheme which provides loan facilities of up to £5m for smaller…
Many landlords are facing up to the Government’s onslaught of the buy to let market which has seen their profits slashed over the past three years as tax changes take effect and new legislation like the Tenant Fees Bill and the proposed Section 21 ban …
Following on from the previous discussion around the withdrawal of interest relief, we look at the impact of Brexit and the additional 3% stamp duty.
Brexit Jitters?
Over three years ago, on 23 June 2016
The post Impact of Brexit and the 3% Stamp Dut…
The discussions revolved around a number of key issues impacting the BTL market and a common thread that kept appearing was the need for landlords to get good quality tax advice. This article covers the first of a series of 4 discussions around today’s…
The discussions revolved around a number of key issues impacting the BTL market and a common thread that kept appearing was the need for landlords to get good quality tax advice. This article covers the first of a series of 4 discussions around today’s…
Many years ago, property investors and developers knew their local bank manager and would simply arrange a meeting with them to discuss the various finance options. However, today, bank managers are a virtually extinct species and where they do exist
T…
The Mortgage Credit Directive (MCD) came into force in March 2016. This required brokers to consider a second charge alongside a remortgage, when clients were looking to raise funds on their property.
Since then they have grown in popularity and the te…
With the 3 main changes within the BTL market:
1. The introduction of the 3% stamp duty on second properties
2. The phasing out of the tax deductibility of mortgage interest payments through section 24
3.
The post Maximise Rental Yield and Increase Cap…
We have had a very positive meeting with State Bank of India yesterday who are one of the lenders who can do post BICT incorporation refinancing and their product offering is soon to become even more competitive in the wider BTL market.
The post State …
A new refurb buy-to-let proposition has been launched designed to help landlords maximise rental yields by refurbishing a target property before renting it out, as well as enabling them to take value from the property to reinvest elsewhere.
The proposi…
The commercial, Buy to Let, Development and Bridging finance market is maturing and developing to match the needs of the new more professional property investor post credit crunch.
Some of the commercial lenders we now work with are taking a far more p…
There are many reasons as to why 2nd charge loans are becoming increasingly popular. A second charge mortgage can offer an ideal solution to a remortgage, further advance or an unsecured loan. Today second charges offer very competitive rates. Some of …
I would like to personally invite all Property118 readers to our Seminar in association with Shawbrook Bank to understand more about commercial finance and in particular focusing on Bridging and Development finance for property investors.
This event ru…
Did you know that commercial lenders have three main categories of manager called Hunters, Farmers and Retailers?
This is very relevant if your business is dependent upon knowing which commercial lenders are hungry for business. Before I explain
The po…
Shawbrook Bank the specialist property investor lender has released a light refurbishment option called “Lending for Refurbishment Costs”, to their STL range and is a unique approach to this type of lending.
In addition to borrowing 75% Loa…
info@gracecharlesinvestments.com
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