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Borrowing for UK Buy to Let as an expat?

Hi all, I am in the process of moving abroad. My income from overseas would be considerably larger and I was planning to invest it into Buy to Let in the UK.
The broker I usually speak to practically said it would not be possible as an expat with incom…

Act Now – A volatile mortgage market needs a good broker

On Wednesday 24 May, inflation was announced at 8.7% short of the 8.2% predicted level and a gaping gap from the target of 2%. Core inflation (inflation minus food and energy) increased from 6.2% to 6.8%. Food inflation is currently running at 19.1%

Regulator exposes neglected safety checks in Birmingham City Council properties

Birmingham City Council, the largest council housing landlord in the country, has come under fire for failing to meet regulatory standards and adequately maintain its homes.
The Regulator of Social Housing has revealed that the council, responsible fo…

Landlords face limited BTL mortgage choices as deals vanish

Landlords searching for the perfect buy to let mortgage deal are in for a shock as growing numbers of lenders are pulling their products from the market, research reveals.
The latest analysis by Moneyfactscompare.co.uk found that dwindling options are …

Landlords will hike rents to deal with pets

A whopping 75% of landlords are in a furry fury and will raise rents in response to the upcoming Renter’s Reform Bill which aims to make it harder to refuse tenants with pets, a survey reveals.
Mortgages for Business

Lease extension premium?

Hello, I am in process of selling a 1 bed flat and need to extend the lease. The lease has approx. 53 years to run.
The flat is valued at around £170,000.
The lessor has proposed a premium of around £28,000 for an extension of 72 years.

Landlord exodus looms as Renters’ Reform Bill rattles the sector

Lettings agents in The Guild of Property Professionals are sounding the alarm bells, claiming that the Renters’ Reform Bill could be the knockout punch that forces countless landlords out of the private rented sector (PRS).
One agent has dubbed t…

Landlords selling up boosts supply of affordable homes

Faced with rising mortgage rates and mounting costs, a wave of landlords is opting to sell their properties, leading to a surge in the availability of affordable homes, Zoopla reveals.
The housing platform says that 11% of homes currently listed for sa…

Industry body backs tougher carbon monoxide rules

Propertymark has thrown its weight behind proposals for stricter regulations to prevent carbon monoxide poisoning in residential properties.
The organisation for letting agents has teamed up with cross-party think tank Policy Connect and the All-Party …

Legal disclaimer to use trampoline?

Hello, We rent an annex to our property, which has access to our garden. It is not possible to block this, but we have always had a verbal agreement with tenants that they have use of a private fenced off terrace outside their kitchen but not the main …

Carpet moths – who is responsible?

Hi, I have a tenant that has been here for about nine years. I replaced all the carpets throughout the property a couple of years ago and he replaced the kitchen flooring with laminate. He has just messaged me to say he’s completely infested with carpe…

EPC work cost £8k and property is still a D! Missold air source heat pump

Hello, I had a heat source air pump salesman visit 3 properties. My case was very clear – I’m only doing the work if it’ll make the EPC move from a D to a C – otherwise its pointless. He said –

Call for London’s councils to get MORE landlord licensing powers

In a call that will cause dismay among landlords in the capital, one organisation is urging for MORE devolved licensing powers to be handed to London’s councils.
A think tank called Centre for London has published a report entitled: ‘Licenc…

Tax Benefits of Malta Residency

The tax benefits associated with retiring or otherwise relocating to Malta can be significant. This is something I know firsthand because my wife and I took that leap back in 2016.
Below is a very short summary of some of the tax benefits my wife and I…

What is a Rent Repayment Order?

If you’ve found this article as a result of searching for the term Rent Repayment Order, then the chances are very high that you’ve just received a letter with an “Application by Tenant or Local Housing Authority for a Rent Repayment Order”.

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