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Protect Your Wealth In Property In 2021

In turbulent times it’s more important than ever for property investors to protect their property wealth through effective tax planning.
For this, an understanding of smart property company structures is essential to mitigate inheritance tax and …

You take the risk and I will take the tenant!

I am constantly being approached by various Local Authorities to house single homeless people, something I am only too willing to do with certain conditions.
In summary, my reply demands a guarantor, for both rent and damage without limit
The post You …

Sharp recovery of mortgage approvals

The latest Bank of England statistics for money and credit in September indicate the mortgage market strengthened further from its recover post lockdown. Net an additional £4.8 billion was borrowed secured on homes, following on from net borrowing of £…

I am a Landlord myself – Break clause?

I served a notice on 16th October to terminate my tenancy, according to a 2-months break clause in my contract, expecting to pay only 2 month’s rent till I vacate the property on 15th December.
However, the letting agent has got back to me saying…

More flexibility to student rental agreement?

With COVID-19 still in front of mind there is uncertainty over whether students will return to university or learn remotely from home after Christmas.
Students are now asking for more flexible lease arrangements with a 6 month option
The post More flex…

5.8% annual house price growth a 5 year high

The Nationwide House Price index just released for October is showing annual house price growth rising to 5.8%, the highest rate since January 2015.
House prices on a month-on-month basis, after taking account of seasonal factors are up 0.8%.
The post …

Can I purchase a freehold title AFTER freehold enfranchisement has taken place?

There may be the potential to do a rooftop development or extension on the top of my building.
Freehold enfranchisement took place a few years ago and 18 lessees (of which I am one) are now all members of the freehold.
The post Can I purchase a freehol…

Gas Safety Certificate Failed by Boiler flue not sealed?

I have just received a failed gas safety certificate due to the reason of “Boiler flue not sealed”, for a property with new boiler installed exactly two years ago.
The strange thing is that for the past two years the gas safety certificates were all we…

Giving Tenants Notice versus Eviction during Covid-19 restrictions?

So what is the difference with a rolling shorthold tenancy with a two month notice period, versus seeking an eviction notice?
Do I still have to give my tenant six months notice when I wish to end their periodic tenancy with a two month notice clause?

EPC renewal for HMO run by a Social Housing provider?

The EPC is due to expire on a property that we let to a Social Housing provider on the basis of a whole property let.
It is up to them how they let the rooms accordingly.
The question is do we need to have another EPC conducted on the property now as i…

Government’s approach is almost certainly unlawful

Evidence is emerging that County Court Bailiffs and High Court Sheriffs (HCEOs) are declining to enforce warrants and writs of possession.
Guidance has apparently come from the Lord Chancellor to Bailiffs, and the High Court Enforcement Officers Associ…

Do I have to accept a Smart Meter?

My new tenant wants to have a smart meter installed. I’m not so sure as they have been problematic and not always able to give accurate readings plus some suppliers don’t like taking on new customers with these.
I would therefore prefer her…

Rent to Rent furniture sale taxable?

Hi everyone, I’ve had a Rent to Rent HMO in Liverpool since March 2013. I’m now passing it on to someone else, furnished, and tenanted, as I’ve had enough myself, but it is a good house.
When I first got the house
The post Rent to Ren…

Rent Guarantee Insurance – is it worth it?

I have a 2 bed house that I’ve just refurbed after a family did a lot of damage to it and ran up rent arrears. I’m now debating whether to holiday let it or family let again.
However
The post Rent Guarantee Insurance – is it worth it? appeared fi…

Being a professional landlord during COVID – legal and compliance update webinar

LandlordZONE and the NRLA are to jointly host a webinar on Tuesday 1st December that will give landlords an update on the Coronavirus emergency and its impact on the housing market and legislation.
The Webinar will be hosted by Paul Shamplina Head of P…

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