Last week, whilst filming in the town of March, Cambridgeshire, for the fourth series of Channel 5’s ‘Nightmare Tenants Slum Landlords’, I experienced the worst living conditions I had ever seen in my 27 years in this business.
Although a unique case
T…
I think this could be absolutely massive …. a UK Building Society offering BTL mortgages to Limited Companies with ‘No Personal Guarantees’ and on interest only terms.
Granted, the maximum LTV is only 55% and the interest rates are no…
We have had a property management company for many years and have a few properties held within the company. Our 2 adult children are also shareholders of this company.
If we incorporated the rest of our properties should we start another company or is …
I am aware that, Digital Taxation is applicable to those Landlords whose turnover (Gross Rent) is in excess of £85000. So am I right in assuming that if you and your wife has rental income in excess of £170000 then Digital Taxation requirement will app…
The Family Building Society are an interesting little niche lender for landlords especially now while criteria is such a key decision maker for borrowers. They are selling on availability to less standard requirements rather competing on price.
Buy to …
Jeremy Corbyn was responding to a Guardian article “Hundreds of thousands living in squalid rented homes in England” when he accused the government of being unwilling to fix the housing crisis because they were “in the pockets of rogu…
I have a question regarding the best way to go about optimising tax payments as necessary on a new buy to let.
I am in the process of changing a residential property into a buy to let
At the moment the property is in my name.
The post Tax Optimisation …
A year ago I purchased a Buy to Let in my own name, I am looking to buy my own residential home to live in. The property value has around 50k equity and 100k mortgage.
My first question is
The post Can I get on Help to Buy list if I place BTL in Ltd co…
We have had a tenant vacate a property unexpected. Verbally over the phone the tenant has told us he has left and the deposit (£600) will cover the rent arrears of (£500) plus the damages to the property they had left.
The post Tenant disappeared with …
The Ministry of Housing, Communities & Local Government has now released the National Statistics English Housing Survey 2016 to 2017 headline report.
Click here to see the full headline report.
The Private Rented Sector (PRS) continues to be bigger…
I have 4 BTL properties in the SE of England, I decided to sell one of them and very quickly received an offer and accepted. However, after 3 months the sale fell through (buyer change of mind), I have now decided to keep the flat and rent again.
The p…
I understand that the first level of tax planning to undertake is a restructure of our income to optimise all available basic rate tax allowances with my wife, we married on 26/05/06. (Currently these are £45,000 each).
The tax changes to mortgage inte…
This question is for the tax year 2016-2017. My wife and I did a ‘Let to Buy’ on a flat we owned. At the time, we owed 125,000 to the bank and when we took out our buy to let mortgage we increased the borrowing to 250,000.
The post Let to Buy Interest …
Brian Johnson, insolvency partner at accountants HW Fisher comments on the UK’s 2017 insolvency statistics just out.
Company Insolvencies:
“Even stripping out the distorting effects of the two spikes triggered by law changes, the overall trend is up
Th…
A Standard and Poor’s (S&P) Global report into the effects of Section 24 mortgage interest relief restrictions is predicting over 60% of landlords who purchase property between 2014 and 2016 will make a net loss on those properties by the tim…
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